Credit Risk Manager

Copenhagen, Denmark

About the job

Do you thrive in an international environment where credit analysis is the focal point of your work? If this attracts your attention, please keep reading as Group Credit may be just the place for you.

Saxo's credit-related clients are represented in many different countries, making the challenges unique compared to other Danish banks. These financial counterparties are typically banks and brokers, but also in some cases corporates and individuals.

In our Group Credit Department, we are six great colleagues, and our overall purpose is to monitor and manage Saxo's credit risk at group level. This includes credit risk in connection with individual clients' activities in Saxo as well as credit risk in connection with Saxo's own investments.

In Group Credit, we manage all credit exposures within the Saxo Group by credit assessing clients including approval of credit applications and renewal of existing credit exposures. Furthermore, our team plays a key role in ensuring that credit risk is managed within issued appetite levels and specific limits. In addition, our department is central in defining the group credit policy and related principles and guidelines.

Our credit function is in a very positive development phase of importance for the bank. To complement this trend, we are looking for a new colleague, a Senior Credit Analyst, to join our team and bring positive energy to our already great team. You will report directly to Head of Group Credit.

Responsibilities

• Manage credit applications from new customers through credit analysis, including rating
• Manage renewals of clients and credit exposures
• Manage dialogue and cooperation internally
• Participate and take ownership in selected projects
• Occasionally, you will attend customer meetings

Your profile

As a person you have strong analytic skills and thrive on analysing companies and possibly also financial institutions. You do not have to be an expert when it comes to analysing said foreign customers. With the job will follow a comprehensive training within the group credit department.

You can act independently in a dynamic organisation, and you appreciate an informal, open-minded and positive work environment.

Further we are looking for a candidate with the following qualifications:

• Strong analytic skills.
• Minimum 5 years’ experience in a credit department of a financial institution.
• Preferably experience from a position with a personal credit mandate and insight into Danish regulation related to Credit Risk.
• Education (master-/bachelor-/graduate diploma in finance, or similar) which supports the job.
• Insight into credit analysis of (international) financial institutions is an advantage, but this is not a requirement .
• You can act independently in a dynamic organisation.
• It is a requirement to be fluent in Danish, both written and orally, since the handling of Danish client is part of the job.

We plan to invite for initial interviews in January 2025.

We get curious people invested in the world

When you work at Saxo, you become a Saxonian and part of a purpose-driven organisation, where good ideas are always taken seriously, and where you can make a true impact. We are invested in your development, and you can expect a robust career from day one when you join Saxo – no matter which role you take on.

You will join 2,500 other ambitious colleagues across 15 countries and become part of an international organisation. Working in Saxo, you will get to meet colleagues from many different cultures and backgrounds, and you should know that we value diversity and inclusion and see it as a genuine source of strength to drive growth, foster innovation and position us for long-term success.

We encourage an open feedback culture and supportive team environments enabling employees to grow and fulfil their career aspirations.

When you bring passion, curiosity, drive and team spirit, your learning journey will be dynamic and your career opportunities in Saxo will be immense.

At Saxo we don’t just offer a job – we offer an opportunity to invest in your future!

How to apply :

Click here to create an account and upload your resume and a short motivation. We look forward to getting to know you better!

Location: Headquarters